Annuities for a More Secure Retirement in Texas

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Retirement planning shouldn't come with market risk you didn't ask for. At Leopold Insurance Agency, we offer fixed and multi-year guarantee annuities only — no variable products — so the conversation stays simple: a guaranteed rate for a set period, explained in plain language by a local agent.


As an independent insurance agency, we compare annuity options across the carriers we represent instead of pushing one company's product. If you're looking to protect retirement savings without the complexity, we're happy to sit down and talk it through — because we know our business so you can focus on yours.

Annuity Options, Compared for You

Two guaranteed-rate paths to retirement income — both compared across multiple carriers, not just one.

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Coverage sized to what your HOA's master policy leaves out, protecting the inside of your unit and your personal liability.

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Condo Insurance

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Fixed Annuities

A guaranteed interest rate protected from market swings, well suited to supplementing Social Security or protecting principal near retirement.

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Multi-Year Guarantee Annuities

A fixed rate locked in for a set multi-year term, often compared to a CD but issued through an insurance carrier — a straightforward alternative worth a second look.

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Claims History & Risk Management:
Your history can affect rates and availability; proactive management may lower costs.

What Sets Leopold Insurance Apart

Here's what an independent local agency gets you that a bank or investment firm can't.

One Agency, Every Carrier — Rates Compared, Not Just Offered

We're independent, so we compare fixed and multi-year guarantee annuity rates across multiple carriers instead of presenting one company's product.

Family-Owned in Hallettsville Since 1967

Nearly six decades of local roots mean retirement planning happens with someone you can actually sit down with, not a call center or a kiosk.

Staff Who've Been Here for Decades

The same familiar agent is available to answer questions as your annuity term progresses, not a different rep each time you call.

The Only Drive-Thru Window in Local Insurance

Handle paperwork or a quick question without leaving your car.

Two Offices Covering

Hallettsville and Victoria locations provide Texans with access to real, local health insurance agents and personalized guidance across the state.

What Our Clients Are Saying

Sarah Johnson

Sarah Johnson

Sarah Johnson

How to Get Started With Annuities

Getting a clear, guaranteed-rate plan takes three simple steps.

Tell Us About Your Family and Your Goals

Call, text, or fill out a quick online form — let us know what you're trying to protect and over what time frame.

We Compare Fixed & MYGA Rates Across Carriers

As an independent agency, we compare guaranteed rates and terms across the carriers we represent instead of offering just one option.

Lock In Your Rate With Confidence

Review the terms with a local agent, ask every question you have, and lock in a guaranteed rate that matches your timeline.

Ready when you are — request a quote or call/text your nearest office up top.

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Claims History & Risk Management:
Your history can affect rates and availability; proactive management may lower costs.

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Local Coverage Across Four Texas Counties

Leopold Insurance is based in Hallettsville, TX (Lavaca County) and Victoria, TX (Victoria County), with clients throughout Lavaca, DeWitt, Fayette, and Victoria counties — including Shiner, Yoakum, Sweet Home, Schulenburg, Moulton, Nursery, Telferner, Raisin, and Inez.


Looking for annuities near you? Stop by either office, use the Hallettsville drive-thru window, or reach us by phone, text, or online quote — whichever's easiest.

Hallettsville Office

900 North Texana Street Hallettsville, TX 77964

Phone: (361) 798-4311

Fax: (361) 798-4427

Victoria Office

3605 North Main Street Victoria, TX 77901

Phone: (361) 570-5214

Fax: (361) 570-5149

Annuity Questions, Answered

  • Does Leopold Insurance Agency offer variable annuities?

    No. We offer fixed and multi-year guarantee annuities only — no variable annuity products — which keeps the conversation straightforward and avoids market-risk exposure some other annuity products carry.

  • How do fixed annuities work?

    A fixed annuity pays a guaranteed interest rate for a set period, unaffected by market swings, making it a common choice for protecting principal near or during retirement.

  • What is a multi-year guarantee annuity?

    A multi-year guarantee annuity (MYGA) locks in a fixed interest rate for a set multi-year term, similar in structure to a CD but issued through an insurance carrier rather than a bank.

  • Are fixed annuities a good option for retirement income?

    For many people focused on protecting savings from market risk, yes — though the right fit depends on your specific timeline and goals. A local agent can walk through whether a fixed or multi-year guarantee annuity makes sense for your situation.

  • Does Leopold Insurance Agency serve clients outside Hallettsville and Victoria?

    Yes. Leopold Insurance Agency serves families throughout Texas, not just those near our Hallettsville and Victoria locations. Wherever you are in the state, our team can help you explore insurance options and find coverage that fits your needs and budget.

  • How do I get an annuity quote from Leopold Insurance Agency?

    Call or text either office, or fill out our online quote form, and a local agent will follow up to walk through fixed and multi-year guarantee annuity options with you.

Ready for a Guaranteed Rate, Explained Simply?

Annuities from an agency that compares your options — no variable products, no complexity, just a straightforward conversation.

Request a Quote